Pathway to Financial Freedom Program

Learn how to get more from your money using a holistic approach to Personal Finance







What’s preventing you from
getting more from your money?

“I don’t have the time”

“I don’t know where to start”

“I don’t have much extra money so why even try?”

“I can’t trust anyone”

“I don’t like the sales pitch that is typically associated with the process”

“I just want to learn from someone that has an experienced, objective viewpoint.”

If any of this rings true for you,
then this course is for you!

I provide an unbiased, holistic approach that will educate and empower you regarding personal finance and money! You will learn what you need to know based on my 30+ years of experience, education, and credentials.


My sole objective is to prepare you to successfully manage any money-related challenge you will face in life. I do not sell investment or insurance products. Instead, I teach and coach you to gain control of your financial future and make it happen!

The course is an on-demand, online course that you take at your own pace. It includes five modules encompassing 12 sessions, each lasting between 15-30 minutes in length. All content is easy to understand and simple to follow. Optional one on one coaching sessions are available at a separate, discounted fee.

A Guidebook with Thought Activities complements each session that will help you better understand the concepts and create your own plan in the process.

Upon completion of the course, you will have created your own plan for achieving financial freedom. You will be empowered to implement it on your own or be prepared to work more effectively with other professionals to make it happen.

Introduction to the Program

Try the First Session for Free!

Or, Register Now to Begin Your
Pathway to Financial Freedom!

30-day money back guarantee!


What the Course Covers:

Module 1 – Discover & Declare

  • Discover what money means to you and its purpose in your life
  • Identify your “money scripts” and money behaviors
  • Create and declare your personal financial goals

Module 2 – Assess & Assign

  • Create a plan for your cash flow (aka Budget)
  • Properly manage credit & debt
  • Assess your financial “health” through your financial statements, ratios, and credit score

Module 3 – Gather & Grow

  • Realize why you need to invest and its long-term advantages
  • Assess your tolerance for investment risk and how to control it
  • Distinguish between investment “products” and select those that are right for you
  • Create an investment strategy to help attain your goals while allowing you to “sleep well at night.”
  • Develop a successful, low-cost diversified portfolio to meet your needs
  • Discover the best resources to use to get started with investing
  • Find resources to help you monitor your progress over time and make projections of “what if” scenarios

Module 4 – Pinpoint & Protect

  • Recognize the role of risk management (aka insurance) in protecting your earning power and growing wealth
  • Gain knowledge of the types of insurance and how to identify and cost-effectively purchase the types and amounts you need
  • Identify the threat of Identity Theft and how to best protect against it

Module 5 – Engage & Endure

  • Learn to manage your estate properly and what critical documents you need now
  • Make sense of how to build a team of qualified professionals to help you implement your plan
  • Develop an action plan to make it happen!

REGISTER NOW!

30-day money back guarantee!

The course comes with Guidebook, Thought Activities,
Presentation Slides, and session video lessons.

30-day money back guarantee plus discounts for
one on one coaching sessions with me!

Special discounted pricing for First Responders (Police, Fire, EMT) and Military (Active, Retired, and Reserve for all Branches).
Contact me at ray@cfpathways.com to obtain a discount code.

When does the course start and finish?

It starts now and never ends! It is a completely self-paced online course – you decide when you start and when you finish.

How long do I have access to the course?

Does lifetime access sound too good? After enrolling, you have unlimited access to this course for as long as you like – across any and all devices you own.

What if I am unhappy with the course?

We would never want you to be unhappy! If you are unsatisfied with your purchase, contact us in the first 30 days and we will give you a full refund.




The Instructor

Ray Giese

CFP®, CCSP®, MS

What I Do: I help people align their purpose, their passions, and their paycheck to achieve financial freedom while realizing greater personal and career satisfaction. After a 30+ year career, I have devoted my "encore career" to pass on what I have learned to help you realize your goals.

Why You Should Take the Course: My courses educate and empower you to successfully navigate all the personal finance challenges you will face in your life – whether you manage your financial affairs on your own or become better prepared to work more effectively with other professionals.

Why Me?: I am devoted to coaching and education, do not sell any financial or insurance-related products, nor do I actively manage money for others. My sole focus is to educate and empower you to get more from your money!

What Qualifies Me?: After a successful 30+ year career I have achieved financial freedom for myself and my family. I have run life's "marathon" and know what it takes to finish the race. In addition, I earned a Masters of Science Degree in Personal Finance from Kansas State University and provide coaching and education services to individuals and families as a Certified Financial PlannerTM Professional, Certified Career Services Provider, and a Highlands Certified Consultant. I want to share my wisdom and expertise with you!

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