Career & Financial Pathways LLC Blog

Periodically I will post articles and observations that add value to your perspectives of career development and personal finance. Feel free to let me know what topics may be of interest to you.

Financial Budgets Don’t Work Unless….Part 3

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This Blog series has three parts.  In Part 1 of this blog series we learned that personal budgets don’t work for most people because of three key reasons: – You are always looking backwards – that is, you are too focused on what you have…

Financial Budgets Don’t Work, Unless…..Part 2

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In Part 1 we learned that many people fail to establish productive money habits because the process seems too complicated, overwhelming, and/or because of a lack of accountability.  Part 2 explains the stages required to master your money habits and put yourself on a path…

Financial Budgets Don’t Work, Unless… – Part 1

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We always start a personal budget with the best of intentions.  Normally the timing isn’t coincidental, usually around New Years or some other significant event, like the birth of a child or a job change.  Out of the gate we have lots of enthusiasm and…

Buffet & Bonds – You Have to Do What’s Best For You!

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Recently Warren Buffet said that he would not own any bonds in his portfolio. However, individual investors don’t have the emotional fortitude to exclude bonds in their portfolio. Bonds serve as a “shock absorber” to a portfolio – offsetting the inherent price volatility of stocks….

Think & Plan Before You Make A Career Move!

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Know Your “Why?” First, ask yourself, “Why do I want to change from my current career? “What makes me feel that I didn’t make the right career choice, to begin with?”  Too often, people pursue their first career option based solely on interests and not…